You can get a loan for college, but not for retirement.
For years, you’ve focused on raising the kids and getting them through college. Now your own retirement is right around the corner. It’s time to plan for it.
If you’re Gen X or Gen Y, the rules have changed. You may be facing:
- Student loans that are still on your plate
- A shorter runway, because you had kids later
- Aging parents who need your support, plus rising costs
- Budget: How much you’ll actually need
- Income: What to expect from sources like Social Security
- Investments: How to withdraw safely and diversify for “all weather conditions”
- Taxes: How to lower your lifetime tax burden
- Insurance: Covering healthcare with the ACA, Medicare, and long-term care
- Estate: Protecting your family and making sure your assets go where you want